Auto & Vehicle Loans
Our experienced lending team is ready to have you driving in style with affordable loans, flexible repayment plans, and fast approvals.
All rates quoted as Annual Percentage Rate (APR). APR may be different based on credit performance, year of collateral and term. Rates are subject to change without prior notice. The rate can not be combined with any other MAX offer and is not available for refinancing on existing MAX auto loans. Lowest rates require MAX checking account. For qualified borrowers. Certain restrictions apply.
Personal Savings Accounts
Whether you're saving for something specific or you're creating a safety net for your family, our accounts are designed to help you get the most for your money.
MAX members with multiple products & services enjoy the benefit of earning our full dividend rate. All rates quoted as Annual Percentage Yield (APY). *The rate quoted for the Share account is an anticipated rate. As of the last dividend declaration date, the dividend rate was as shown above, under Dividend Rate, with the corresponding Annual Percentage Yield (APY). For those members at least 19 years of age and holding no other accounts except a share or share/club accounts must maintain an average daily balance of $100.00 to receive dividends. For these accounts there will be two tiers upon which dividends will be paid ($100.00-$2499.99 and over $2499.99). The Dividend Rate and Annual Percentage Yield may change as indicated in our Disclosures.
Personal Checking Accounts
It's your money. You should have a big say in how you manage it. While all MAX accounts include a free debit card, nationwide ATM access, and time-saving digital banking, you're free to choose other features based on your finances and lifestyle.
All rates quoted as Annual Percentage Yield (APY). As of the last dividend declaration date, the dividend rate was as shown above, under Dividend Rate, with the corresponding Annual Percentage Yield (APY). The Dividend Rate and Annual Percentage Yield may change as indicated in our Disclosures.
*This account is subject to a service fee of $4.95 each month the account does not meet the requirements to earn dividends unless a minimum balance of $500.00 is maintained during the entire month. This account must maintain an average daily balance of $1.00 to receive dividends.
Personal IRA Certificate Accounts
Bring your retirement into focus today. By launching one of MAX's tax-advantaged individual retirement accounts (IRAs) and making steady contributions, you'll put yourself in position to turn pleasant dreams into happy reality.
The Dividend Rate and Annual Percentage Yield (APY) on our Individual Retirement Accounts (IRAs) are reflected in the chart above. The Rate and APY are those that we offered during the most recent seven calendar days and were accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures.
Certificate Accounts
In an uncertain world, share certificates are a sure thing. The moment you open one, you know exactly how much you'll earn. And, because you get to choose the investment period - ranging from three months to five years - you know the exact day your money will be available.
* Renews at regular 6 month certificate rate. Early withdrawal penalty is equal to 90 days of dividends.
Personal Jumbo Share Certificates
In an uncertain world, share certificates are a sure thing. The moment you open one, you know exactly how much you'll earn. And, because you get to choose the investment period - ranging from three months to five years - you know the exact day your money will be available.
The Dividend Rate and Annual Percentage Yield (APY) on our Jumbo Share Certificate Accounts are reflected in the chart above. The Rate and APY are those that we offered during the most recent seven calendar days and were accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures.
Personal Money Market Accounts
Whether you're saving for something specific or you're creating a safety net for your family, our accounts are designed to help you get the most for your money.
Contact us today at (334) 260-2600 or (800) 776-6776 to review our current rates.
Elevate Money Market Account - Reverse Money Market
With MAX's Elevate Money Market, you can earn a higher dividend rate with a modest balance, make deposits anytime, and access your money whenever you need it. It’s that easy!
APY = Annual Percentage Yield. Minimum deposit of $50 required to open an Elevate Money Market account. Age restrictions apply.
Personal Loans
MAX offers several types of Personal Loans that can help you bridge the gap and keep your finances on track.
All rates quoted as Annual Percentage Rate (APR). APR may be higher based on past and present credit performance. Rates subject to change without prior notice. For qualified borrowers. Certain restrictions apply.
Credit Cards
MAX credit cards move past flash and glamor to provide what you really want — purchasing power, low rates, and easy-to-grasp benefits.
All rates quoted as Annual Percentage Rate (APR). APR may be higher based on past and present credit performance. Rates subject to change without prior notice. For qualified borrowers. Some Restrictions apply. VISA® is a registered trademark of Visa International Service Association.
Home Loans and Mortgages
Buying a home is a big step. We're here to help.
Learn MoreYour Annual Percentage Rate (APR) will vary based on your final loan amount and finance charges. Note: MAX only finances property within the state of Alabama. For questions, please contact our Mortgage Services department at 334-215-4861 or 1-800-776-6776, ext. 4861. For qualified borrowers. Some Restrictions apply.
Home Equity Line of Credit (flexLOC)
The equity you've built up in your home can unlock low-cost loans that may be used to cover repairs, additions, big-ticket purchases, family celebrations, college tuition - and pretty much anything else you can think of.
Nothing wrong with a little extra cash.
Personal Loans that are designed with your interests in mind. We can help you reach goals, build credit, and achieve dreams.