Credit Cards


woman with credit card using her laptop

Our cards keep the focus on saving you money



MAX credit cards move past flash and glamor to provide what you really want — purchasing power, low rates, and easy-to-grasp benefits. No matter how you like to spend, our Visa cards come with impressive standard features, plus a choice of rewards programs and other perks tailored to your specific lifestyle.


Checkout online with fewer clicks

Visa has transformed the online checkout experience. Checking out online shouldn’t be hard. That’s why Visa’s new online checkout is easy, smart and secure.

Set up your Visa cards


All Cards Feature

  • Card Manager- Lock or unlock cards, set travel notifications, and set alerts for notifications.
  • Link to your phone's digital wallet for one-tap payments
  • Cash advances with no transaction fee
  • Free access to Online Banking and the user-friendly MAX mobile app
  • No annual fee*
  • No minimum interest charge
  • LifeLock Identity Theft Protection
  • Travel insurance
  • Auto rental collision damage coverage*
  • ID theft coverage*

View All Credit Card Benefits

* Available only on variable rate cards.

Card Support


Call 866-544-0193 for card activation, add or change PIN, report lost/stolen cards, or to dispute transactions. 

For general inquiry questions

Call 800-776-6776 (toll-free) or 334-260-2600 (local)

Recent Updates

 
We recently made several updates and enhancements to our card systems. Check out these changes and view Frequently Asked Questions.
 

Put money back in your pocket with cash back on everyday purchases.
 
  • Earn 1.5% cash back good for all purchases*
  • New card member offer
    • $50 for the first $1,000 spent during the first 90 days
  • Good for
    • 1.5% cash back on all purchases
    • Higher credit limit
    • Everyday purchases
Apply Now View Rates

*Cashback on the Signature card is automatically deposited to the member's share account between the 1st and the 3rd of the month following the close of a statement.
Earn points on everyday purchases to cash in for unlimited rewards.

  • Earn 1 point* for every $1 spent
  • Good for
    • Point-based rewards
    • Everyday purchases

*Points can be viewed in and redeemed through the Member Rewards program in MAX online banking. 
Enjoy no annual fee, competitive rates, and the convenience and security you expect.

  • Good for
    • Everyday purchases
    • Debt consolidation
Build your credit the smart way with a card backed by your deposit account.

  •  Good for
    •  Everyday purchases
    •  Debt consolidation
    • Building and Rebuilding Credit











APR=Annual Percentage Rate. Please see your Card Agreement for additional terms.

Ready for a change? Make the move to MAX.